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WebsiteIntroduction
RYVYL INC (NASDAQ: RVYL), headquartered in San Diego, California, delivers blockchain-based payment and point-of-sale (POS) solutions for businesses and consumers. Following its rebrand from GreenBox to RYVYL, the company focuses on a secure, near-real-time ledger, customizable APIs, and white-label integrations to enhance merchant onboarding, compliance (KYC/KYB), and transaction tracking.
Corporate Structure
Founded in 2017, RYVYL employs between 51 and 200 people, combining in-house software development with international partnerships to produce both software and hardware modifications for POS devices. Key leadership includes Fredi Nisan (CEO, Software Architect), Gerardo Plascencia (Data & Analytics), Kineret Rubin (Finance), and Yauheni Statsenka (Project Delivery). The company operates a dedicated investor relations portal and issues periodic press releases and proxy statements via the SEC’s EDGAR system.
Blockchain Payments by Pierre Borthiry - Peiobty
Developments and News
On September 18, 2025, RYVYL filed an 8-K (Items 2.01, 9.01) announcing significant corporate events; another 8-K (Items 5.02, 9.01) followed on September 24, 2025. The Definitive Proxy Statement (DEF 14A) was filed on September 23, 2025, detailing upcoming shareholder votes and governance matters.
On LinkedIn, RYVYL reported performance enhancements to its Blockchain Fabric platform built on Hyperledger. The post outlined:
- Throughput exceeding 3,400 transactions per second (TPS)
- Processing of 9 million requests within one hour
- Consistent response times under 200 ms
These benchmarks indicate the scalability and responsiveness of RYVYL’s Blockchain-as-a-Service offering.
Financial and Strategic Analysis
As of October 1, 2025, the company’s stock closed at $0.5097, representing a 72.20% increase from the prior close, on a volume of 19,904,247 shares. Below is a summary of key metrics:
| Metric | Value |
|---|---|
| Market Capitalization | $9.63 Million |
| Revenue (TTM) | $48.9 Million |
| Net Income (TTM) | –$17.75 Million |
| Profit Margin | –47.42% |
| Return on Assets (TTM) | –6.84% |
| Beta (5Y Monthly) | 3.67 |
| Price/Sales (TTM) | 0.05 |
| Diluted EPS (TTM) | –1.97 |
| Next Earnings Date | November 13, 2025 |
The company reports a trailing net loss, with negative profit margins and cash-flow pressure indicated by –$4.1 million in levered free cash flow. Strategic priorities include technology optimization, partner expansion, and increasing API adoption to enhance processing capabilities.
Market Position and Industry Context
RYVYL operates in the fintech sector, specializing in blockchain-secure payment processing and POS systems. Its use of a blockchain ledger distinguishes it from traditional payment processors; however, a high beta of 3.67 and a modest market capitalization categorize it as a smaller-cap, higher-risk technology company. The partnership network—featuring brands such as Coyni and Charge Savvy—supports RYVYL’s channel strategy, while its white-label solutions aim to attract merchants seeking integrated blockchain systems.
tl;dr
On October 1, 2025, RYVYL INC shares increased by 72.20% to $0.5097 on significant volume. In late September, the company filed two 8-Ks and a proxy statement addressing executive and governance changes. A LinkedIn announcement highlighted performance metrics of Blockchain Fabric—3,400 TPS, 9 million requests processed per hour, and response times under 200 ms. The company is currently unprofitable, recording a –47.42% margin and targeting API and partner expansion ahead of its earnings release on November 13, 2025.
