loanDepot Stock Surges 16.6% Amid 16.6M-Consumer Data Breach Revelation
By ATTN Desk · Editorial oversight: Sean Han
Introduction
LOANDEPOT INC (NYSE: LDI), founded in 2010 by Anthony Hsieh, is an Irvine, California-based nonbank mortgage and home-equity lender. As of September 15, 2025, shares closed at $4.9782 on the New York Stock Exchange, reflecting a 16.59 percent increase with a trading volume of 1,249,689.
Corporate structure and leadership
Headquartered in Irvine with additional offices nationwide, loanDepot employs between 1,001 and 5,000 staff. The management team has an average of over 25 years of industry experience. In April 2022, Frank Martell succeeded Anthony Hsieh as president and CEO, while Hsieh became executive chairman. The company is an approved seller and servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, and it holds partnerships including its role as the Official Mortgage Provider of Major League Baseball.
Mortgage Technology by Tierra Mallorca
Recent developments and news
- On January 8, 2024, loanDepot disclosed that an unauthorized third party gained access to its phone and loan processing systems, potentially compromising the personal information of 16.6 million consumers.
- On November 7, 2023, the company released its Q3 2023 investor presentation, highlighting progress in its digital-first mello technology and partner strategies.
- Upcoming earnings are scheduled for November 4, 2025.
Financial and strategic analysis
As of the September 5, 2025 trading session, key metrics include:
| Metric | Value |
|---|---|
| Market Capitalization | $605.10 million |
| Trailing P/E Ratio | N/A (negative EPS) |
| EBITDA Margin | Not disclosed |
| Profit Margin (TTM) | –5.97 percent |
| Revenue (TTM) | $1.12 billion |
| Diluted EPS (TTM) | –$0.33 |
| Price/Sales (TTM) | 0.65 |
| Price/Book (MRQ) | 2.22 |
| Total Cash (MRQ) | $564.53 million |
| Total Debt/Equity (MRQ) | 1,232.46 percent |
| Beta (5Y Monthly) | 3.05 |
loanDepot’s strategy focuses on a digital-first platform, utilizing proprietary technology such as mello to streamline loan origination and servicing. The company leverages both direct-to-consumer and partner channels, including alliances with real estate brokerages, to capture a share of the $11 trillion U.S. mortgage market.
Market position and industry context
In 2020, loanDepot originated $100 billion in mortgage loans—double the amount from the previous year—making it the fourth-largest mortgage provider by dollar volume. It operates in a competitive landscape that includes bank mortgage divisions and other nonbank lenders such as Rocket Mortgage. Ongoing macroeconomic factors, including prevailing interest rates and housing inventory constraints, continue to influence origination volumes industry-wide.
TL;DR
- As of September 15, 2025, LDI shares increased by 16.59 percent to $4.9782 on NYSE with 1.25 million shares traded.
- A January 8, 2024 cyber incident involved unauthorized access to systems containing data on 16.6 million consumers.
- loanDepot will report Q3 2025 results on November 4, 2025.
- The firm’s digital-first strategy and approved status with Fannie Mae and Freddie Mac position it for potential growth in the $11 trillion U.S. mortgage market.