EZCORP INC 8K

EZCORP, Inc. announced strong fiscal Q3 2026 results with record pawn loans, significantly higher revenues, earnings and adjusted EBITDA, and completed the acquisition of full ownership of SMG following the quarter, expanding its international pawn footprint while using cash to retire SMG debt and fund acquisitions.

EZCORP, Inc. reported strong financial and operational results for its fiscal third quarter ended June 30, 2026, highlighted by a 35% increase in total revenues to $418.7 million, a 34% rise in gross profit to $246.2 million, a 44% increase in net income attributable to EZCORP to $38.2 million, a 48% increase in adjusted EBITDA to $65.6 million, and a 41% increase in diluted EPS to $0.48. Pawn loans outstanding grew 33% to a record $387.2 million, driven by higher average loan size and strong demand, with particularly strong performance in the Latin America Pawn segment, where segment contribution rose 56% and store count expanded via the acquisition of 33 stores in Guatemala and the opening of 9 de novo stores. During the quarter EZCORP acquired the remaining membership interests in Founders, raising its ownership of Simple Management Group (SMG) to 97.4%, and subsequently in July 2026 acquired the remaining SMG shares to make SMG a wholly owned segment operating 108 stores across 12 countries, while also retiring $134.2 million of SMG’s third‑party debt, contributing to a reduction in cash and cash equivalents to $311.0 million. The company noted higher store, labor, and general and administrative expenses tied to growth, minimum wage increases, and SMG-related costs, and disclosed that it had filed its Form 10‑Q for the quarter with the SEC and scheduled an August 6, 2026 conference call to discuss results.

Filing Facts

CIK

876523

Ticker

-

Form

8K

Source Type

sec

Accession

0000876523-26-000064

Alert Tier

7