Fold Holdings, Inc. 8K

Fold Holdings, Inc. entered into a new strategic banking partnership with Lead Bank to serve as its core banking partner and support expanded account and bitcoin-related services, with phased feature launches and customer account transitions beginning later in 2026.

On August 6, 2026, Fold Holdings, Inc. announced that it has selected Lead Bank, an FDIC‑insured institution, as its new core banking partner to support Fold’s accounts, deposits, withdrawals, and bitcoin trading, forming the banking foundation for the next phase of its growth. The partnership is intended to enhance Fold’s financial infrastructure and enable the company to build, launch, and scale new products, including expanded account functionality and additional ways for customers to buy and earn bitcoin through the Fold App. Fold plans to transition customer accounts to Lead Bank later in 2026 and roll out new customer-facing features in phases, such as passthrough bitcoin buys, ACH origination, FedWire and FedNow transfers, higher deposit and withdrawal limits, direct deposit with early availability, and auto-stack bitcoin purchases from external bank accounts, all subject to timing, product availability, and regulatory and partner considerations.

Filing Facts

CIK

1889123

Ticker

-

Form

8K

Source Type

sec

Accession

0001193125-26-336938

Alert Tier

6