Fold Holdings, Inc. 8K

Fold Holdings, Inc. announced Q2 2026 results showing ongoing losses but improved liquidity and leverage after monetizing bitcoin treasury assets to retire secured debt and fund expansion of its credit card and asset-based financial services platform.

Fold Holdings, Inc. (NASDAQ: FLD) reported its unaudited financial results for the quarter ended June 30, 2026, highlighting $6.1 million in revenue, a net loss of $9.7 million (adjusted EBITDA loss of $5.5 million), and 194 BTC in its bitcoin investment treasury, while also describing a significant balance sheet reshaping in which it monetized a portion of its bitcoin holdings, eliminated approximately $20 million of secured debt (reducing about $145 thousand in monthly interest expense), and added roughly $25 million of unrestricted capital. Operationally, the company noted total transaction volume of $165 million, over 87,000 verified accounts, and early-access growth in its Fold Credit Card program to more than 2,000 cardholders, with management outlining a strategic shift toward asset-based revenue streams supported by its Lead Bank partnership, a bank-grade core ledger, and expanded distribution for its bitcoin gift card product, as it seeks to evolve from a transaction-focused business into a broader multi-asset financial services platform amid continued industry headwinds from lower bitcoin prices.

Filing Facts

CIK

1889123

Ticker

-

Form

8K

Source Type

sec

Accession

0001193125-26-344543

Alert Tier

6