SoFi Technologies, Inc. 8K

SoFi Technologies reported record Q2 2026 revenue, profitability, and loan originations, and raised its full-year 2026 adjusted net revenue guidance to $4.75–$4.85 billion alongside strong member and product growth.

On July 29, 2026, SoFi Technologies, Inc. reported its financial results for the quarter ended June 30, 2026, announcing record GAAP net revenue of $1.22 billion (up 43% year-over-year), record adjusted net revenue of $1.21 billion (up 40%), net income of $156.6 million, and record adjusted EBITDA of $357.8 million with a 30% margin, driven by strong growth in lending, fee-based businesses, and member and product expansion to 15.8 million members and 24.4 million products. The company highlighted record total loan originations of $14.8 billion across personal, student, and home loans, continued strong credit performance, rapid adoption of new offerings such as SoFi Plus and SoFi Coach, and expansion of its enterprise platform under the unified SoFi Tech Solutions brand. Management also raised full-year 2026 guidance, now expecting adjusted net revenue of $4.75–$4.85 billion (32–35% growth), adjusted EBITDA of about $1.6 billion with a 33–34% margin, adjusted net income of roughly $825 million and adjusted EPS of about $0.60, while reiterating expectations for at least 30% member growth, and discussed these results and outlook on a same-day earnings webcast.

Filing Facts

CIK

1818874

Ticker

SOFI

Form

8K

Source Type

sec

Accession

0001818874-26-000050

Alert Tier

9